Insurance Services for

Habitational Industry

your real estate business can Benefit from our skills

Benefit from our skills and the best carriers to cover your property, no matter how complex your business.

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If you manage any type of commercial residential property, you are responsible for both the property itself and the people that live and work within it. Insurance services for the habitational industry provide liability coverage in the event of tenant injuries, vandalism, and weather damage.

By blending elements of several different types of insurance, including home and business insurance, our habitation insurance services are able to create a comprehensive policy that works for the unique needs of your business. 

We are committed to building habitational insurance policies that are made to protect you from the specific risks and challenges of renting your property to tenants. And while different types of properties are exposed to different risks, we are confident in our ability to offer comprehensive habitational insurance coverage that will protect you from expensive and time-consuming lawsuits.

With consistent identification and addressing your risks, your comprehensive habitational insurance policy will offer reliable protection for you and your property so you can enjoy the peace of mind that you’ve been searching for.

Our advice is trusted by

  • Apartment Owners
  • Commercial Property Owners
  • Property Owners and Managers
  • Real Estate Developers
  • Storage Facilities

While running any type of business can be challenging, operating within the habitational and real estate industry can result in major losses. Make sure that you’re prepared for every situation- whether it be destruction caused by a tenant or an unexpected fire- and make sure that you’re covered in every corner. 



Could you benefit from an extra team member who understands risk exposure with attention to detail and puts a plan in place to get you back to normal after an event faster?

The most used insurance coverages in habitational-based businesses are

  • Business Income/Loss of Rents
  • Property Valuation and Coverage
  • Premise Liability

During a time of aging infrastructure and changing population demographics, the habitational industry has experienced significant growth. Make sure that you’re able to keep up by adequately addressing your current insurance coverage. More than ever before, it’s imperative to work with the experienced agents so you can protect your investments and profitability.

A conversation is always risk-free. Give us a call or send us a message today so we can discuss our insurance offerings for your habitational business. 

Additional coverage from Western Agency

Personal and Family Coverage

We are proud that our business clients also choose us for their individual and family insurance needs. 

Life Insurance

Use a policy to preserve income needs and give peace of mind for those who live on.

Recreational Vehicle Coverage

Keep your toys insured so the fun continues in every season.

We're here to answer your questions.

Call now to connect with your local Western Agency Office.


✆ 800-735-4955

Gain peace of mind with protection for every corner of your business.

You could save on insurance premiums with our approach and there is no risk to having a conversation with us about your business.


As the largest independent agency in our region we work differently and become an asset to our clients.

We do the heavy-lifting on paperwork and comprehensive strategy.

Your policy will be quoted by several companies that specialize in risks like yours so you get the best coverage for your needs. 

You'll gain a competitive advantage because you'll have the right strategy in place with a team to guide you.

If you've been waiting because you have a busy schedule, aren't sure about what coverage you'd need, or don't know what your business's risks are - we are ready to help.

Feel free to call, stop in, or catch us on the street.