Insurance Services for

Public Entities

your public entity can Benefit from our skills

Benefit from our skills and the best carriers to cover your business, no matter how complex your entity.

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Public entities face a variety of challenges including liability exposures, property risks, and employee benefits needs that are unique compared to commercial businesses and corporations. Because of this, you need insurance services that meet your specialized needs when it comes to risk management and benefits. Your community has the expectation that its leaders are invested in these assets. We’re here to extend a helping hand.

Western Agency brings together experience and advice to help guide you through the challenges faced in the public arena. We take a consultative approach to understand both your exposures and coverage needs when it comes to determining the best solution for your entity.

Our advice is trusted by

  • Airports
  • Colleges and Universities
  • Municipalities and Counties
  • Public Entertainment Centers
  • School Districts
  • Townships 
  • Utilities

Our public entities play a vital role in how we live, work and conduct business. By making major policy decisions with the goal of improving your community, you are constantly faced with a number of unique risks and challenges.

Here at Western Agency, we’re committed to offering tailored coverage options so deciding to work with us is an easy choice. 



Could you benefit from an extra team member who understands risk exposure with attention to detail and puts a plan in place to get you back to normal after an event faster?


The most used insurance coverages for public entities are

  • Cyber Liability / Social Engineering Coverage
  • Directors & Officers Liability
  • Premise Liability and Work Comp
  • Property Valuation – Coverage
  • Public Liability

Whether you play an important role in running a special district, school system or any other entity you represent, your public entity’s top priority is serving your community and keeping it safe. We understand how increased litigation, elevated scrutiny, and aging infrastructure can make these tasks difficult and we’re here to offer the coverage you need to protect your people, property, and reputation.  

Our experience when it comes to the public entity insurance business is only one part of what we can offer you. When combined with our focus on developing innovative insurance solutions and reliable service strategies, we’re confident that we can provide some of the most effective coverage in the industry.

So what are you waiting for? Give us a call or send us a message today.

Additional coverage from Western Agency

Identity Theft Coverage

This is an important insurance option that is being used as a personal back up plan to otherwise disastrous expenses.

Personal Auto Coverage

Safely drive through daily life knowing that you’re covered at every turn in the road.

Home Insurance

Protect every corner of your biggest investment against fire, smoke, wind, hail, lightning, and more.

We're here to answer your questions.

Call now to connect with your local Western Agency Office.


✆ 800-735-4955

Gain peace of mind with protection for every corner of your entity.

You could save on insurance premiums with our approach and there is no risk to having a conversation with us about your entity.


As the largest independent agency in our region we work differently and become an asset to our clients.

We do the heavy-lifting on paperwork and comprehensive strategy.

Your policy will be quoted by several companies that specialize in risks like yours so you get the best coverage for your needs. 

You'll gain a competitive advantage because you'll have the right strategy in place with a team to guide you.

If you've been waiting because you have a busy schedule, aren't sure about what coverage you'd need, or don't know what your business's risks are - we are ready to help.

Feel free to call, stop in, or catch us on the street.